Data Updated On July 19, 2024 from Bank Website.

Axis Bank Vistara Credit Card

Welcome aboard with complimentary Economy class ticket voucher

  • Get a complimentary Economy Class ticket voucher as a welcome gift on fee payment. Continue to enjoy this benefit on renewal of your Credit Card membership every year.

Complimentary Club Vistara Membership

  • Enjoy privileges of complimentary Club Vistara Base Membership.

Accrue Club Vistara Points on every swipe

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  • Earn 2 CV Points" for every Rs 200 of eligible spends on the Axis Bank Vistara Credit Card and redeem for upgrades & award flights faster. For options to redeem points,

Rewards on achieving milestone spends

  • Get bonus CV Points and upto 3 Economy class tickets vouchers on achieving the milestone spends.

Lifestyle Privileges

  • 2 Complimentary lounge access at select airport within India subject to spends criteria.
  • Dining Discounts once per month at our partner restaurants with EazyDiner.
  • GST charged on fuel surcharge is non-refundable.

Insurance Benefits

  • Purchase Protection Cover up to Rs.1 lakh Cover upto USD 300 for the following:
  • Loss of Travel documents
  • Delay of Check-In Baggage
  • Loss of Check-In Baggage

Convert purchases to EMI

  • On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs.

Fees & Charges

The fees and charges for Axis Bank Vistara Credit Card include joining fees, standard annual fees,standard add -on card joining fee,etc.The Axis Bank Vistara Credit Card fees are listed in the table below.

Charges Vistara Card Vistara Signature Vistara Infinite
Standard Joining fee Rs.1500 Rs.3000 Rs.10,000
Standard Annual fee(2nd year onwards) Rs.1500 Rs.3000 Rs.10,000
Standard Add-on Card Joining fee NIL NIL NIL
Standard Add-on Card Annual fee NIL NIL NIL
Card replacement fee Nil NIL NIL
Fee for cash payment Rs.100/- Rs.100/- Rs.100/-
Duplicate statement fee Waived Waived Waived
Charge slip retrieval fee or copy request fee Waived Waived Waived
Outstation cheque fee Waived Waived Waived
Mobile Alerts for Transactions Waived Waived Waived
Hotlisting Charges Waived Waived Waived
Balance enquiry charges Waived Waived Waived
Finance charges(Retail purchases and cash) 3.6% Per Month (52.86% Per Annum) 3.6% Per Month (52.86% Per Annum) 3.6% Per Month (52.86% Per Annum)
Cash withdrawal fees Min. Rs. 500 upto 2.5% of the cash withdrawl amount. Min. Rs. 500 upto 2.5% of the cash withdrawl amount. Min. Rs. 500 upto 2.5% of the cash withdrawl amount.
Late Payment Fees. Nil if total payment due is less than Rs. 500.
Rs. 500 if total payment due is between Rs. 501-Rs.5,000.
Rs.750 if total payment due is between Rs. 5,001-Rs.10,000.
Rs. 1200 if total payment due is greater than Rs. 10,000.
Nil if total payment due is less than Rs. 500.
Rs. 500 if total payment due is between Rs. 501-Rs.5,000.
Rs.750 if total payment due is between Rs. 5,001-Rs.10,000.
Rs. 1200 if total payment due is greater than Rs. 10,000.
Nil if total payment due is less than Rs. 500.
Rs. 500 if total payment due is between Rs. 501-Rs.5,000.
Rs.750 if total payment due is between Rs. 5,001-Rs.10,000.
Rs. 1200 if total payment due is greater than Rs. 10,000.
Over limit penalty Mini Rs.500 upto 2.5% of the over limit amount. Mini Rs.500 upto 2.5% of the over limit amount. Mini Rs.500 upto 2.5% of the over limit amount.
Cheque return or dishonor fees or auto-debit reversal 2% of the payment amount subject to Min. Rs. 450,Max. Rs. 1512. 2% of the payment amount subject to Min. Rs. 450,Max. Rs. 1512. 2% of the payment amount subject to Min. Rs. 450,Max. Rs. 1512.
Surcharge on purchase or cancellation of railway tickets As prescribed by IRCTC/Indian Railways. As prescribed by IRCTC/Indian Railways. As prescribed by IRCTC/Indian Railways.
Foreign currency transaction fee 3.5% of the transaction value. 3.5% of the transaction value. 3.5% of the transaction value.
Rewards Redemption fee No No No
Rent Transaction fee 1% Capped at INR 1500 Per transaction on rental transactions. 1% Capped at INR 1500 Per transaction on rental transactions. 1% Capped at INR 1500 Per transaction on rental transactions.
Dynamic Currency Conversion markup 1% of international transaction performed in indian currency at international location or transactions performed in indian currency with merchants located in indian but registerd in foreign nations. 1% of international transaction performed in indian currency at international location or transactions performed in indian currency with merchants located in indian but registerd in foreign nations. 1% of international transaction performed in indian currency at international location or transactions performed in indian currency with merchants located in indian but registerd in foreign nations.

Eligibility Criteria To Apply for Credit Card

Eligibility

  • Primary cardholder should be between the age of 18 and 70 years.
  • Minimum net income should be Rs.6,00,000 per annum for vistara platinum.
  • The individual should be a Resident of India.

Documentation

  • Pan Card photocopy or form 60.
  • Proof of income

    Latest payslip/Form 16/IT return.

  • Residence Proof

    Driving Licence/ Electricity Bill/Landline Telephone Bill.

*The above list is only indicative Documents required may vary on a case to case basis.

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